Homeowners Insurance

Homeowners Insurance Hero

Home is where you raise your family, celebrate holidays and put your feet up at the end of the day. It’s also one of the biggest investments most people will ever make. A South Dakota homeowner’s insurance policy from BankWest Insurance covers damage from unexpected events such as fire, storms, burglary and more.

Dwelling coverage pays to repair or rebuild your home (including electrical wiring, plumbing, heating and cooling) if it’s damaged by a cause covered under your policy. Typical covered causes include fire, wind, vandalism, hail and other disasters. Flooding is generally not included, so check with your agent if you require flood coverage.

Other structures coverage pays to repair or replace other structures on your property including detached garages or garden sheds.

Personal property coverage will reimburse you for the loss of personal items – typically contents in your home such as furniture, computers and electronics, jewelry, sporting goods equipment and other household items.

Loss of use coverage will pay for your additional housing and living expenses if you are displaced while your home is under repair.

Liability insurance covers you for injuries that occur on your property, damages caused by family members or and a wide variety of other liability-related scenarios.

Protect your home sweet home.

BankWest Insurance works with dozens of companies to ensure that you have protection for your specific needs.
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