Life Insurance

Life Insurance hero image. Protect your family's quality of life.

We all work hard to provide the best for our loved ones, but what would happen if we suddenly weren’t there for them? That’s where BankWest life insurance steps in. Life insurance protects your family’s current standard of living and future needs.

Term Life Insurance

Term life insurance is often the least expensive coverage option. It stays in effect for an agreed period, or until you reach a certain age. Term life insurance pays the face amount if you die within the term of the policy, but pays nothing if you outlive the policy. Premiums are usually lower while you are young, and increase as you get older.

Whole Life Insurance

Whole life insurance covers you until the point of death, or until canceled through agreement or nonpayment. Over time, the product accrues a cash surrender value, which is an amount you are entitled to should you decide to terminate the policy. Or, it pays out a fixed amount on your death. The premium amount remains consistent throughout the life of the policy.

Mortgage Protection Life Insurance

Your home is probably your biggest asset and the largest investment you will make. If your family’s income decreases drastically due to your death, ordinary life insurance may not cover expenses after they pay off the mortgage. Mortgage protection insurance is specifically there to cover the mortgage so that your life insurance pay-out can support your family’s other financial needs.

Protect Your Family

Visit with a BankWest Insurance professional to determine how much life insurance you need to ensure that your family is able to accomplish the dreams you built together.

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